Auto insurance is a type of coverage that offers financial protection for drivers in case of accidents, damages, or injuries involving their vehicles. It helps cover expenses for repairs, medical bills, and liabilities resulting from accidents. Auto insurance is essential for complying with legal requirements and provides peace of mind while driving.
Common types of coverage included in auto insurance policies include liability coverage, collision coverage, and comprehensive coverage. Liability coverage provides protection against damages or injuries caused to other people or property in an accident where the insured driver is at fault. Collision coverage covers damages to the insured driver’s vehicle in the event of a collision with another vehicle or object. Comprehensive coverage provides protection against non-collision events such as theft, vandalism, and natural disasters.