Dave Ramsey ELP

Daniel Levine of Prime Time Insurance Agency, is a Dave Ramsey Endorsed Local Provider (ELP) for New Jersey.




Why use an independent insurance professional?

A shocking number of people overpay for car and home insurance without realizing it. An independent insurance professional works for you, not the insurance company. They are not limited to a single insurance company’s plans. Independent agents can search dozens of policies from many reputable companies. And best of all, it’s absolutely free to use an independent insurance professional!



I’ve earned Dave’s confidence.

Being an ELP isn’t easy; it’s hard work because I am held to a higher standard of
excellence. While I do pay a fee to cover program maintenance and employment costs,
Dave’s recommendation is not bought—I’ve earned it.


I provide a refreshing twist on insurance advice.

You know that you’re going to get the same type of advice from me that you would get
from Dave himself. I’m someone you should feel comfortable talking to and someone
you can trust. Go ahead and ask around: 98% of people who have used ELPs would
recommend them to a friend.


I care more about you than my commission.

I work for you—not a captive insurance company. I’m not limited to one insurance plan
and can search from dozens of policies from many reputable insurance companies. My
goal is the same as yours: find the best coverage at the best price!



Prime Time Insurance Agency